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J P Financial Mortgage Brokers advise on a wide range of mortgages, life insurance policies and secured loans. Click on the contact us link and enter your details for a free consultation today, or call 01202 512340 and speak to us now.
Being self-employed can provide you with independence and the freedom to build you own business. However for many self-employed homeowners they have always encountered problems remortgaging, as the amount they earn is not reflected in their yearly accounts.
Some lenders require 3 years audited accounts if you are self employed. However there are lenders who understand the problems of being self employed and will provide a remortgage without payslips or proof of income, if you have a high credit score and at least 15% equity in your property.
Self-employed remortgage deals, often referred to as Self Cert remortgages, permit people who have irregular or difficult-to-prove income to declare what they earn without providing evidence through P60s or payslips.
A range of remortgages for the self-employed is available, self cert mortgage lenders provide both fixed rate mortgage deals for the self employed and variable rate. You can also apply for self cert interest only mortgages depending on your particular circumstances.
For more information and advice on self certification remortgages and to see if you qualify, enter your details in the contact us form or call 01202 512340 and speak to out specialist self cert mortgage brokers today.
